EnjoyING moremoney

Post-Tax Vs Pre-Tax Money

Pre Tax Money, reduces the tax you pay, which increases your take home pay

When an employee gets paid, there can be numerous deductions that get taken out of their pay before tax is calculated. These deductions usually include things like voluntary payments to super, or salary sacrifice items.

Once these amounts have been deducted from your gross pay, the government then calculates the tax payable. The smaller the amount you have earned, the smaller the amount you are taxed. Using pre-tax dollars to buy things saves you money by reducing the amount you are taxed.

You pay maximum income tax on your Post Tax Money. It is money that is left after paying tax. It is deposited it into some type of bank account. It’s everyone’s goal to find out ways to pay less tax and take home more pay.

More money to spend on things that matter

what can you package To Enjoy More Pay?

Depending on your industry and your employer, you may be entitled to salary package a range of work related expenses, equipment and costs. 

  1. The first step is for your employer to select a list of benefits you package.  We recommend the following list to start with.
  2. Once approved with your employer, organise a time to talk with one of our specialists to see how much money you can save.